Sole Traders

For Sole Traders

Accounting Software Built for UK Sole Traders

Self assessment, expenses, invoicing, and MTD — all in one beautifully simple app. Built for the way you actually work.

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Self Assessment? Already Sorted

No more year-end panic. Mint Books gives you a real-time tax summary so you always know exactly what you owe. Track your profit, calculate your Self Assessment liability, and see your Class 2 and Class 4 NI contributions automatically — all updated as you work.

Real-time tax estimateSA103F categoriesPayment on accountClass 2 & 4 NIC
Tax Summary — 2025/26
Income£48,200
Allowable expenses-£12,640
Taxable profit£35,560

Income tax£7,112.00
Class 2 NIC£179.40
Class 4 NIC£2,667.20

Total tax due£9,958.60
AI Receipt Scanner
Receipt upload area / Camera
Screwfix
£142.80 (+ £23.80 VAT)
Materials

EditSave

AI-Powered Expense Tracking

Photograph a receipt, and Mint Books extracts the details automatically. AI-powered OCR gets the merchant, amount, VAT, and category right every time. Plus, auto-match with your bank feed and log mileage at the HMRC rate of 45p per mile.

AI OCR scannerBank feed matchingMileage 45p/mileSA103F mapping

Professional Invoicing

Create branded invoices in seconds. Send via email or WhatsApp, accept payments instantly with Stripe, and get automatic reminders for overdue invoices. Track exactly who owes what and never chase a late payment again.

Auto-numberingPayment trackingOnline paymentsLate reminders
Invoice #INV-041Send
To: Acme Electrical
Date: 24 Mar 2026
First fix wiring£680
Second fix£480
Materials£280

VAT (20%)£288.00

Total£2,008.00

Pay Now

MTD Quarterly Update — Q3 2025/26
PeriodOct–Dec 2025
Income£12,400
Expenses£3,200
Net£9,200

StatusReady to submit

Submit to HMRC

Making Tax DigitalSorted

Submit your quarterly reports directly to HMRC, automatically. Mint Books keeps detailed digital records of every transaction and calculates your quarterly updates. No spreadsheets. No manual forms. Just tax compliance made simple.

MTD for Income Tax launches 6 April 2026
HMRC recognisedQuarterly updatesDigital recordsAutomatic submission

Perfect for Every Sole Trader

🔧

Tradespeople

Electricians, plumbers, builders, and decorators. Track job costs, materials, and labour in seconds.

💻

Freelancers

Designers, developers, writers, and consultants. Invoice clients and manage your project hours effortlessly.

🚗

Contractors

IT, engineering, and project-based consultants. Manage multiple clients and track profitability by contract.

🏠

Landlords

Track rental income, property expenses, maintenance costs, and manage multiple portfolios.

📦

E-commerce

Online sellers on eBay, Amazon, Etsy. Auto-match sales and integrate with your shop.

🎨

Creatives

Photographers, artists, musicians, and tutors. Invoice and track income from creative pursuits.

Simple Pricing

Essential

Perfect to get started
£9/mo
Intro: £1.00/mo for first 6 months

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✓ Unlimited invoices and quotes
✓ Unlimited clients and expenses
✓ Online payments (Stripe)
✓ Dashboard and P&L report
✓ 1 bank feed connection
✓ 1 user (extra users £5/mo)
14-day free trial. No credit card required.

Pro

For growing businesses
£28/mo
Intro: £2.80/mo for first 6 months

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Everything in Essential, plus:
✓ VAT returns and HMRC MTD
✓ Self Assessment and tax tools
✓ CIS (Construction Industry Scheme)
✓ Unlimited bank feeds
✓ Advanced reports and multi-currency
✓ 2 users (extra users £5/mo)
14-day free trial. No credit card required.

Start Managing Your Sole Trader Finances Today

Join UK sole traders using Mint Books to stay on top of invoicing, expenses, and tax.

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No credit card required. Cancel anytime.